Nevada Revised Statutes requires every driver to carry liability insurance in the amounts of 15/30/10. Liability insurance pays damages for which you may be legally liable due to the ownership, maintenance or use of your car. When buying automobile insurance, in addition to liability insurance, consider buying a package of several different coverages to meet all of your individual auto insurance needs. The typical coverages to choose from are: Bodily injury (BI); Property damage (PD); Collision & Comprehensive; Medical payments; and Uninsured /Underinsured motorist. You want to have coverage, if your vehicle is damaged as a result of accident, fire, flood, or vandalism, you’ll want to have coverage to pay for its repair or replacement. Your insurance can also pay for medical bills and lost income resulting from an accident involving your vehicle, as well as the cost to fix damage to your vehicle or the surrounding property. If you own a vehicle other than a car, it’s important to understand insurance requirements and make sure you have the right protection. From motorcycles and golf carts to snowmobiles and ATVs
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